Last updated: December 26, 2025
This disclaimer defines the limits of liability related to the use of www.usakartu.com, operated by TIMILIA LLC, under the brand USA KARTU.
All content, information, training, and services provided on USA KARTU are for informational, educational, and support purposes only. They do not constitute: financial advice, banking advice, legal advice, a credit or financing offer, any guarantee of results. USA KARTU is not a bank, financial institution, or credit broker, and does not directly issue loans or financing.
USA KARTU does not guarantee: credit approval, financing acceptance, a specific credit score, any financial outcome. Results depend solely on: the user’s personal situation, third-party financial institutions’ criteria, external economic and regulatory factors beyond USA KARTU’s control.
By using the site, the user acknowledges that they: are at least 18 years old, use the information at their own risk, provide accurate and truthful information. Any decision made based on USA KARTU’s content is the sole responsibility of the user.
USA KARTU strives to provide accurate and up-to-date information. However: information may change over time, errors or omissions may occur, content may be updated without notice. USA KARTU cannot be held liable for outdated or inaccurate information.
The site may include links to third-party websites or services (e.g., Stripe, Calendly, Google, Meta). USA KARTU has no control over these third-party services and assumes no responsibility for their content, availability, or policies.
USA KARTU does not guarantee uninterrupted or error-free access to the website. The site may be modified, suspended, or temporarily unavailable for technical, legal, or maintenance reasons.
All content on the website (texts, videos, training materials, logos, trademarks) is the exclusive property of TIMILIA LLC and is protected by intellectual property laws. Unauthorized use is strictly prohibited.
Personal data processing is governed by the Privacy Policy and Cookie Policy available on the website. USA KARTU never sells users’ personal data.
This disclaimer is governed by the laws of the United States. Any dispute related to its interpretation or enforcement shall fall under the applicable jurisdiction.
For any questions regarding this disclaimer: support@usakartu.com