Last updated: December 26, 2025
The present Terms of Use (hereinafter "Terms") govern access to and use of the website www.usakartu.com, published by TIMILIA LLC.
The USA KARTU website aims to provide information, training and support services related to credit and financing in the United States.
Access to the site is reserved for adults (18 years old minimum). The user agrees to provide accurate information when registering.
USA KARTU offers informative and educational content and support services. USA KARTU is neither a bank nor a financial institution.
USA KARTU does not guarantee automatic obtaining of credits or financing. Results depend on the individual situation of the user and third-party organizations.
All content on the site (texts, logos, videos, trademarks) are protected and remain the exclusive property of TIMILIA LLC.
The processing of personal data is governed by the Privacy Policy available on the site.
Payments are processed via Stripe. No payment method is stored by USA KARTU.
USA KARTU reserves the right to suspend or terminate access to its services in the event of a breach of these Terms.
These Terms are governed by the laws of the United States.